Discretionary Portfolio Management

You are an investor who wishes to delegate the investment decision-making to the bank.

Your investment advisor will take care of the day-to-day management of your portfolio and investment decisions, acting within a clear framework and strategy.

We observe the markets and derive investment ideas that fit into your portfolio. Each transaction will be executed at the discretion of the bank that will take into account your risk/return profile, while you will be informed about transactions after they will be executed and will also receive regular information about asset allocation and performance of portfolio strategy. ABLV is independent in its investment decisions, which gives you the advantage of having access to a wide international product range, including the offerings of leading international banks and investment companies of the world. We want you to be able to benefit from the best products in the market — no matter whether they are ours’ or third party.

Indicative Portfolio Composition

Capital Preservation

Bonds (Investment Grade)  100%

The portfolio aims at capital preservation on a time horizon of 1 year. It is designed for customers who want to invest in a very defensive way with very low fluctuations in the value of their portfolio. The portfolio will mainly consist of good quality bonds.

Defensive

Bonds (Investment Grade)  60%
Bonds (Non-Investment Grade) 25%
Equities 12.5%
Cash / Money Market 2.5%

The portfolio aims at capital preservation on a time horizon of 2 years. It is designed for customers who want to invest in a defensive way with low fluctuations in the value of their portfolio. The longer time horizon compared to the Capital Preservation strategy allows for increasing the performance chances by adding some risky assets like Non-Investment Grade bonds.

Balanced

Bonds (Investment Grade) 40%
Bonds (Non-Investment Grade) 25%
Equities 30%
Other Asset Classes 5%

The portfolio aims at capital preservation on a time horizon of 5 years. It is designed for customers who want to invest in a defensive way but accept fluctuations in the value of their portfolio. The longer time horizon compared to the Defensive strategy allows for increasing the performance chances by adding some further risky assets like Equities, precious metals and commodities.

Growth

Bonds (Investment Grade) 25%
Bonds (Non-Investment Grade) 20%
Equities 50%
Other Asset Classes 5%

The portfolio aims at the achievement of capital increase with acceptance of the risk of substantial loss. It is designed for customers who can accept significant fluctuations in the value of their portfolio. A longer time horizon, compared to the Balanced strategy, allows for increasing the performance by adding further risky assets, such as equities.

Pay attention

The asset allocation for each of the portfolio strategies above, and in particular the breakdown into asset classes such as bonds, equities, cash, etc., is for illustrative purposes only.

The ABLV Group Investment Strategy Committee meets on a regular basis to review the asset allocation for these strategies and decides whether it is appropriate to make changes to it, considering, among others, macroeconomic and microeconomic factors.