New investment strategy, lombard lending and modern premises of representative office in Moscow — these are the main improvements in our products and services, which will be implemented for our clients’ convenience.

In Q3 2015, ABLV Bank, AS gained the profit of EUR 60.4 million. The bank’s other key performance indicators remained high, although quite an uncertain situation persisted in several target markets, and we paid great attention to risk management. Despite the complicated year in international economics and politics, the financial and growth objectives set for 2015 will be achieved.

In H1 2015, ABLV Bank, AS gained the profit of EUR 43.5 million. The bank’s other key performance indicators remain high as well, despite complex and strained situation persistent in several target markets, and according to our business model greater attention is paid to risk management. Therefore, we can be confident about achieving the financial and growth targets set for 2015.

The Risk Committee of the international payment system VISA Europe confirmed that ABLV Bank Luxembourg has become a member of VISA Associate Membership. Consequently, now the bank will be able to offer payment cards on its own behalf — starting from debit cards and up to premium VISA Platinum and Infinite payment cards.

In Q1 2015, ABLV Bank, AS gained the profit of EUR 20.1 million. Other major performance indicators of the bank remained high as well. This allows expecting that we will achieve the financial and growth objectives set for 2015.

The ordinary meeting of ABLV Bank, AS, shareholders was held on 31 March 2015. At the meeting, the bank’s consolidated report for 2014 was approved, the decisions on distribution of the bank’s profit for 2014, on increase of the bank’s share capital and approval of the terms of share capital increase, and on amendments to the bank’s Articles of Association were made, as well as other matters included in the agenda were considered and related documents were reviewed.

During 2014, the bank and other companies of ABLV Group continued to grow, due to consistent implementation of the group’s development strategy. Although several our target markets were considerably affected by political and economic instability, we managed to achieve the planned results because of our thoroughly chosen business model, risk management, and cautious policy.

For the eighth year in a row, the corporate charitable foundation ABLV Charitable Foundation organised a Christmas charitable campaign, in collaboration with ABLV Bank, during which ABLV Bank’s employees and clients were invited to make donations, along with any member of the general public, wishing to support the Foundation’s goals.